Archive for March, 2008
新西兰奥克兰北岸devonport
Monday, March 31st, 2008To remember
Thursday, March 27th, 2008We only budgeted this much for the job today, but if we like your work we have another project coming soon for which we can pay you much more.
diy
Thursday, March 27th, 2008在新西兰如何省钱
Sunday, March 23rd, 2008Firstly nothing is 100% safe, you have to constantly evaluate, diversify, insure & be ready to make changes.
Safest
1. House / Clearing Debt (reduce mortgage / revolving credit / credit cards / student loan)
2. Bank Cash Accounts (diversify (2+) across banks who have friends/insurers with lots of money. eg: if kiwibank failed, the government ‘under pressure’ would have a very high probability of bailing them out)
3. Insurance (income protection for job loss or rental property income, hedge investments)
4. Government Bonds (diversify per asset allocation)
5. Private Safe
6. Asset Allocation plan (eg: 50% spare money to clearing debt, 25% $ to ?, $1,000 in safe)
7. Fixed Income funds
Riskiest
1. Putting all money in one place, even a bank!
2. All stocks (global down market trends)
3. All rental property (even if buy cheap, still need a tenant)
4. All term deposits & un-secured bonds (inc banks because they use other companies like ING) is the extra 2% really worth 75% risk of 100% loss?
5. All secured deposits (perhaps with a utility who is well capitalised)
6. Man in a Hat’s boot - sorry mate!
出处
2008/3/16新西兰多种族文化盛会
Tuesday, March 18th, 2008点下面的连接看图片
http://www.salenz.com/art/march_16_2008/
点下面的连接下载包含了所有大尺寸图片的文件,需要使用WINZIP解压缩,文件尺寸大小为494MB字节
http://www.salenz.com/art/march_16_2008/march_16_2008_multicultralfestival.zip
2008/3/12 艺术
Wednesday, March 12th, 2008Scam watch
Tuesday, March 11th, 20082008年3月7日新西兰太平洋人的盛会
Monday, March 10th, 2008点下面的连接下载包含了所有大尺寸图片的文件,需要使用WINZIP解压缩,文件尺寸大小为328MB字节
http://www.salenz.com/art/march_7_2008/pacific_festival_march_7_2008.zip
