Leigh Wanstead

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We only budgeted this much for the job today, but if we like your work we have another project coming soon for which we can pay you much more.

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budget

Firstly nothing is 100% safe, you have to constantly evaluate, diversify, insure & be ready to make changes.

Safest
1. House / Clearing Debt (reduce mortgage / revolving credit / credit cards / student loan)
2. Bank Cash Accounts (diversify (2+) across banks who have friends/insurers with lots of money. eg: if kiwibank failed, the government ‘under pressure’ would have a very high probability of bailing them out)
3. Insurance (income protection for job loss or rental property income, hedge investments)
4. Government Bonds (diversify per asset allocation)
5. Private Safe
6. Asset Allocation plan (eg: 50% spare money to clearing debt, 25% $ to ?, $1,000 in safe)
7. Fixed Income funds

Riskiest
1. Putting all money in one place, even a bank!
2. All stocks (global down market trends)
3. All rental property (even if buy cheap, still need a tenant)
4. All term deposits & un-secured bonds (inc banks because they use other companies like ING) is the extra 2% really worth 75% risk of 100% loss?
5. All secured deposits (perhaps with a utility who is well capitalised)
6. Man in a Hat’s boot - sorry mate!
出处

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点下面的连接看图片
http://www.salenz.com/art/march_16_2008/

点下面的连接下载包含了所有大尺寸图片的文件,需要使用WINZIP解压缩,文件尺寸大小为494MB字节
http://www.salenz.com/art/march_16_2008/march_16_2008_multicultralfestival.zip

一般尺寸

DSC_7783.jpg

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这种事也在新西兰发生,可耻
seccom

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点下面的连接下载包含了所有大尺寸图片的文件,需要使用WINZIP解压缩,文件尺寸大小为328MB字节

http://www.salenz.com/art/march_7_2008/pacific_festival_march_7_2008.zip

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朱自清的说话观

论 祖 师 禅

点这里看

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Epson Perfection V750-M Pro

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